You Can Buy a Home When You Have Student Loans

Christian Penner

Published on: 03/11/2025

(Even with outstanding debt, you still have a path to homeownership in West Palm Beach, North Palm Beach & Wellington, FL) If you’re a young adult—or any adult—with student loan debt, you may feel like the dream of buying a home is out of reach. But the good news: It isn’t. In the West Palm Beach, Florida (FL) region, including North Palm Beach and Wellington, you can pursue homeownership even while you still have student loans. Whether you’re just looking at ideas or you’re ready to move, this guide can help you understand how to make it happen—with the right strategy, the right home loan options, and the right local expert on your side.

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How To Make Sure Your Sale Crosses the Finish Line – Selling Tips for West Palm Beach & Wellington

Christian Penner

Published on: 02/11/2025

If you’re a seller in the vibrant South Florida market of West Palm Beach or Wellington, you’re well aware the home-sale process can feel like a marathon—with plenty of twists, turns and obstacles before you reach that finish line: closing. As a seller, you’ll want to approach the process with clarity, strategy and the right team supporting you. In this article we’ll walk through how to make sure your sale crosses the finish line, offering practical selling tips, local market insights, and how working with an experienced mortgage broker / real estate adviser like Christian Penner (Mortgage Broker, Mortgage Lender, Real Estate Agent, Real Estate Advisor) can give you an edge.

Thought the Market Passed You By? Think Again

Christian Penner

Published on: 30/10/2025

Meta Description: Explore why now may be the ideal time to re-enter the housing market. With improving affordability, increasing inventory, and buyer leverage, discover how you can act now and be ready when the right home appears. Introduction If you stepped back from your home-search over the past few years, you’re not alone—and you’re definitely not out of options. In fact, now might be the ideal time to take another look. With more homes to choose from, prices leveling off in many areas, and mortgage rates easing, today’s market is offering something you haven’t had in a while: options.

Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Christian Penner

Published on: 28/10/2025

Meta Description: Unlock confidence in your home-buying journey—discover why today’s mortgage rates aren’t as scary as they seem and how acting now could save you more in the long run Why You Don’t Need To Be Afraid of Today’s Mortgage Rates Mortgage rates have felt like the monster under the bed for many homebuyers. Each time they tick up, people flinch and say, “Maybe I’ll wait until rates drop.” But here’s the twist—waiting for that “perfect” 5-something rate might actually cost you more in the long run. In reality, today’s mortgage rates—hovering around 6.2 % for a 30-year fixed-rate mortgage—aren’t as frightening as they seem. In fact, when you look at the numbers, market psychology, and expert forecasts, acting now might be one of the smartest financial moves you can make.